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mattyg8806

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cc in oct racked up 500 all payments on time if i pay it off and close will my score go up short act
all payments on time got the card in oct paying it off by the end of march

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It's tricky to tell what you're asking.  Reducing your revolving utilization generally helps.  Closing isn't likely to help.  Closing a credit card reduces your available credit.  Revolving utilization is balance(s) / limit(s) so you can do the math to see how closing a credit card would impact your utilzation.

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