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Posted in Auto Loans
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Question By
swankypank

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Car Repo and Charge Off
My car was repossessed in 2013. Since then, the creditor has been reporting the account status as Collection/Charge-Off. Also, it shows that I have a missed payment every month. How much is this affecting my credit score. Is there a way to dispute it to have it removed or at least get them to stop reporting late payments?

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