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bikeluv

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Can the same collection be on your report twice?
Can a collection agency close an account that was due to come off your report this year and then resubmit with a different date for the next year so it will stay on your report for at least another year? Is there anything I can do about this (besides paying it?) It was sent to collections in 2009 and they changed the date to 2010. Thanks!

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The removal date has nothing to do with when the collection agency open it, or when it was send to collection.

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It goes by Date Of First Delinquency, general it's last time you didn't pay that led up to the collection. It's 7 year plus 180 days from DOFD and that date do NOT change, credit bureaus usually will remove it in 7 years. If you aren't sure, give credit bureaus a call, they will tell you when it will be removed.

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