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Whitneypl

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Can I get late payments removed?

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Top Contributor
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Not  likely if, in fact, you were late.

Top Contributor
7816 Contributions
1444 People Helped

Do some reading on "goodwill letters". They are about your only hope and sometimes it will take several "goodwill requests" to be successful, but most of the time they are not successful. The lates will eventually age off of your reports, but even when visible the damage will subside some as they age. They will hurt you the most for the first two years.

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