Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
CRT113

0 Contributions
0 People Helped
Added a Credit Card and Credit Score dropped almost 30 points
My girlfriend added me to one of her older credit card accounts since the Credit Karma calculator suggested that adding an account would improve my credit score. When I did, my Total Accounts in the Credit Report Card went from a D to a C, Age of Credit History went from a B to a higher B, and Credit Card Utilization went from an A to a higher A. Overall, my Credit Report Card stayed at a B. However, my credit score dropped 28 points. Any ideas on what may have caused this?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.