srfrgrl1

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Member Since: January 2012

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Credit card utilization and your credit score

Feb 04, 2014

I do the same thing and have a C rating...I charge nearly all my monthly expenses on a credit card (gas, groceries, utilities, etc), then pay off the balance each month. I guess the banks want to "punish" you for either being responsible or not being foolish enough to pay their outrageous interest charges. Ridiculous!