revmarc72

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Member Since: March 2011

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How to dispute an error on your credit report

Mar 10, 2015

Unless of course that the debt is too old that they really can't do anything about.  In my case they contacted me for a debt I had from 15 years ago that I don't even remember. It was really funny when I said you know the statutes of limitations should have ran out on this over 15 years.

It is hard to collect a debt that someone disputes let alone wantes validity for. If they can't prove it after 15 years I am thinking that even a judge is going to say it's null and void.