mlm1079

1 Contributions 0 People Helped

Member Since: July 2014

Activity (1 Total Contributions)

How to dispute an error on your credit report

Jan 02, 2015

You are correct...the clock starts over again when you contact a debtor and make a payment. On the bottom of your letter, it will state that you have 30 days to dispute the debt, otherwise it will be considered valid. We disputed a very old debt from very early 2000's via certified letters and they eventually dropped it. My ex is a collector and he had a lot of great advice for us...