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Member Since: July 2014

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How to dispute an error on your credit report

Jan 02, 2015

You are correct...the clock starts over again when you contact a debtor and make a payment. On the bottom of your letter, it will state that you have 30 days to dispute the debt, otherwise it will be considered valid. We disputed a very old debt from very early 2000's via certified letters and they eventually dropped it. My ex is a collector and he had a lot of great advice for us...