1,198 Contributions 363 People Helped Top Contributor
Member Since: July 2012
About Me: Went from 485 credit score to 796. Vantage score of 816.
I have learned so much by reading the articles on this website, along with the questions and answers on the community forum.
I utilize my reward credit cards to pay most of my monthly expenses. I don't charge more than I can afford to pay off before the billing cycle, so I never pay interest. Paying interest is wasted money.