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Member Since: August 2014

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How to dispute an error on your credit report

Jan 12, 2015
Helpful to 0 out of 2 people

Your advice is spot-on.  DO NOT CONTACT a debt collector because it does play a factor with the statute.  I went to law school and know the law.  Also, debt collectors cannot threaten you with anything so just ignore their phone calls until the debt disappears.  I once owed seven thousand on a car that was stolen from me and destroyed.  The company wrote it off but sold the debt a few years later.  The buying "creditor" balloned the debt into seventeen thousand and trid to harass me into paying them.  I just sat ignored their calls and sat out the last year until it was COMPLETELY REMOVED from my credit.  Thank god I know the law.