84 People Helped
Member Since: May 2013
I Was a little nervous about applying for this card but i had read a couple of reviews and want to thank some of you for the encouragement someone said if you got something in the mail about you have been pre approved for this card its a good chance you will get it and if they sent the information about the card so i took a chance i applied for the card here on ck with a credit score of 693 score I got the email that its in review and if i was approved i will get the card within 7-10 days so patiently waiting i remembered i got the pre approval by mail with the APR Rates and a toll free # to call to check if i was approved or not so i called that number on the mail i recieved a month ago and i entered my ss# and it said i was APPROVED For a $2,200 limit but with a credit score of 665 chase verified i was happyyyyyyyyyy...I was hoping for more but thats fine with me i am grateful to even be able to get a credit card...Thank you Creditkarma and chase bank!!!
kjarrett1991's response was:
I Was a little nervous about applying for this card but I remeber someone saying if you recieve a Pre-qualification by mail go that route you may have a better chance so I did and at first It said cannot make decision at this time but the next morning i got and email that I was Approved I guess my gut feelings paid off.
Applied online with BOA And when i finished my application it as for a $99 security fee, when i read all the info on this card it said nothing about a fee to apply for this card but the application went through i called the customer service lady said it could not be approved at this time a letter has been sent ..
they may still review your information and approve it for you that happened to a friend of mine. she was denied and she waited for letter too but a card came with a welcome letter
kjarrett1991's reply was:
That's not true I was approved 2 different cards on credit Karma with a fair rating
Applied for it got approved dial number to activate it so easy to do and was able to use it ASAP!! i know i would have a great experience with this card i read alot of great reviews on it also thank you Credit Karma For helping me get back on track with my Credit my score is now over 730 because of my first card Capitol one Master card and now i have Discover it Chrome
its called Peer to peer lending when others invest in you the loan but you have to pay it on time and never late or you will have to pay it back in full but it was and easy process thank you Prosper
this card is awesome everything I purchase or use it for I recieved cash back and its great!!! Loving this Card
I was not sure should i apply for this card hoping i would not be denied but I was Approved.....I started last year with capitolone master card and its great but i needed one more card and this is it my credit score last year was 670 and because of capitolone card it helped me get my credit score up and now its 713 applied for this card and it was approved ..i am so happy so don't let your fear stop you from applying you never know what could happen for your life its a life changer go for it
Try the actual Amex website and try later that happened to a friend of mine too but on their website she was approved.