happybaby8

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Member Since: January 2012

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How to dispute an error on your credit report

Jun 09, 2015

I used to be a collector. I new the( DCPA) aka Debt Collection Practices Act. I know if you inquire about a collection that's on your credit report, It then starts your time over. There was also two types of collections. One was Cold account which meant the account is hard to collect on. Other one is hot account, They get tagged for a law suite. That's usually less than two years old.