1 Contributions 0 People Helped

Member Since: February 2017

Activity (1 Total Contributions)

Why would my Equifax score fall 40 points when the only thing changed is a lower % of credit used?

Jun 18, 2017

Yes,I've read your canned answer before. I have read enough, and followed the advice enough, to assume that if CK recommends that I lower my total usage percentage, then I should expect that to help, not hurt,  my score. A small fluctuation wouldn't have bothered me either way, but 40 points seemed to be a significant change.