duncanslay

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Member Since: February 2017

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Why would my Equifax score fall 40 points when the only thing changed is a lower % of credit used?

Jun 18, 2017

Yes,I've read your canned answer before. I have read enough, and followed the advice enough, to assume that if CK recommends that I lower my total usage percentage, then I should expect that to help, not hurt,  my score. A small fluctuation wouldn't have bothered me either way, but 40 points seemed to be a significant change.