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Member Since: March 2012

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How to dispute an error on your credit report

Apr 24, 2015

That statute of limitations is not contact time it is from the date that you last made a payment to them. I am also in California and I have learned this through hard times. I was sued by two credit card companies and when I went to court I showed the last payment made with a canceled check and the date that it was cashed out by Chase and Capital One. That is when the statute of limitations started. In court this proved to be their downfall and I was able to get those collections removed from my credit report. I am not saying that this is all great and all it sucks that I was unable to pay my bills due to a job loss but I tried to work with them and they decided to sue me.