abrown22

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Member Since: May 2012

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Apr 12, 2019

I concur with everything.  I have had my fair share of financial bombs and wins.  It wasnt until I was in my 40's that I actually grabbed the concept.  I am married with 6 children so believe me when I say when it came to paying a bill or buying food, shoes or doing the laundry that bill got pushed aside.  I have had several cars but I only paid off 2, 4 were repossessed, and well I still have one that I am paying for.  I am getting close to retirement and my mindset has changed .  I no longer make hasty decisions.  My feelings now if I don't have it now what is one more day to take into consideration everything that I am responsible for during the month, do I have enough emergency money to handle an additional expense if I have to.

That has kept me from falling into traps and pitfalls.  But after all that work I'm still not where I want to be.  So yes I agree, why not educate, equip, empower our youth BEFORE they get out into the world of adulthood giving them the financial confidence to build up credit wisely starting out instead of trying to tell them after the fact.  That seems redundant