TeamBeaterz

60 Contributions 289 People Helped Top Contributor

Member Since: January 2016

Most Helpful Contribution

Capital One® Secured Mastercard®

Feb 08, 2019
Awesome
Helpful to 32 out of 37 people

Got my Card in January and they already reported to the credit bureas
when my (Cycle Date Ended) i was at 1% utulization
which is where i plan to be at the end of every Billing Cycle, then i pay the 2 dollars before my due date. i only use my card when i have money in my bank acct. i also just got my Discover it card Today in the mail, im excited to use that one also

Activity (60 Total Contributions)

Results 1-10 of 60Results per page: 5 | 10 | 25Page 1 of 6   Previous | Next

Capital One® Platinum Credit Card

Mar 30, 2019
Helpful to 19 out of 19 people

you shouldnt be carrying over a Balance to begin with, Only use the card when you actually have the cash in thr Bank. People forget they are trying to "Build" Credit, Not "Use" It

Capital One® Secured Mastercard®

Mar 05, 2019
Helpful to 18 out of 18 people

Sounds like the card should have avoided you!
this is the easiest card to build Good credit with handsdown

Capital One® Secured Mastercard®

Mar 30, 2019
Helpful to 17 out of 17 people

You Should Pay down your balance to 1 percent before your CYCLE date, Not your DUE date..you paying attention to the wrong date pertaining to your point drop problem

Capital One® Secured Mastercard®

Mar 30, 2019
Helpful to 12 out of 12 people

never let your secured card report a zero balance..1 percent is how you get the most point for low utilization, if your card limit is 200 . make sure your balance is 1 percent Before your CYCLE date come

Capital One® Platinum Credit Card

Mar 05, 2019
Helpful to 11 out of 11 people

You should Pay your balance down to 1 percent before the CYCLE DATE not your DUE DATE and you wont pay interest. Problem solved!

Capital One® Secured Mastercard®

Feb 21, 2019
Helpful to 10 out of 10 people

You should havr called and asked when is your Cycle Date, Which is the day you want your Balance below 10 percent, Not 30 and you would have gotten a 94 point boost instead

Capital One® Secured Mastercard®

Mar 30, 2019
Cant Ugrade to Unsecured Now
Helpful to 32 out of 36 people

im sorry to say i have found out there are no longer Unsecuring this Card no more, you will have to apply for another card now or just be stuck with this secured card with a low balance for ever, i love cap1 but this not fair

Chase Freedom Unlimited®

Apr 15, 2019
approved
Helpful to 15 out of 16 people

3 months of credit history and i was approved for 1000
thank you Chase for Believing in Me

Capital One® Secured Mastercard®

Feb 08, 2019
Awesome
Helpful to 32 out of 37 people

Got my Card in January and they already reported to the credit bureas
when my (Cycle Date Ended) i was at 1% utulization
which is where i plan to be at the end of every Billing Cycle, then i pay the 2 dollars before my due date. i only use my card when i have money in my bank acct. i also just got my Discover it card Today in the mail, im excited to use that one also

Capital One® Secured Mastercard®

Feb 14, 2019
Helpful to 6 out of 6 people

just pay your bill

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