Cwalshjr1

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Member Since: April 2012

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Credit card utilization and your credit score

Mar 23, 2015

Enter Your ReplyI see a lot of reply on here about people getting a C grade for not carrying a balance but they do it because they don't want to pay interest. Really? Why not buy something for $5 and carry that balance so as to get an A rating? The interest you'll pay on that $5 is far less than the interest you'll pay on your next big purchase like a car due to your lower credit rating.