CaliforniaD

4 Contributions 157 People Helped

Member Since: June 2018

Most Helpful Contribution

I need credit consultants help for mortgage approval

Dec 22, 2019
Helpful to 49 out of 50 people

You may and you may not. If you have some time you can do it yourself. You can get a good sample letter at FTC. Gov and a packet of letters and samples dispute codes at cleanslatecredit. org
I've used them and they helped me with two items I couldn't remove. The majority of the work I did myself in about 9 months.

Then your credit cards are kept low and you don't overextend yourself and get into debt. Most people get into debt by borrowing more than they can spend or payback and at a high interest it isn't recommend.

Maybe someone else here can give you a better option but this is what worked for me.

Activity (4 Total Contributions)

Lexington law stole my money!

Dec 22, 2019
Helpful to 36 out of 36 people

Lexington law has been in trouble for a long time.
I read the complaint and it is ****ing. You can call the attorney general of your state and file a complaint. It isn't just Lexington law. Anyone who charges up front is a criminal.

I need credit consultants help for mortgage approval

Dec 22, 2019
Helpful to 49 out of 50 people

You may and you may not. If you have some time you can do it yourself. You can get a good sample letter at FTC. Gov and a packet of letters and samples dispute codes at cleanslatecredit. org
I've used them and they helped me with two items I couldn't remove. The majority of the work I did myself in about 9 months.

Then your credit cards are kept low and you don't overextend yourself and get into debt. Most people get into debt by borrowing more than they can spend or payback and at a high interest it isn't recommend.

Maybe someone else here can give you a better option but this is what worked for me.

Question regarding old charge off.

Dec 22, 2019
Helpful to 44 out of 45 people

If you can do the work yourself go ahead and dispute it. Takes a bit of time but it isn't impossible work. Save the money.
If the dispute concerns knowledge of the amount owed maybe you can file the dispute based on that.
It may help you overall but the score changing is a different story. The credit repair I worked with didn't guarantee a score but they did peel away all the error files I had in Experian.

What is your experience with credit repair companies?

Dec 22, 2019
Helpful to 28 out of 29 people

In one review you are promoting reliant credit repair and here you are asking if anyone has had luck using them?