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Member Since: May 2014

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May 21, 2014

I agree that it is ipmortant to save money. In today's system, it can be hard to save enough for an average home (in Southern Maine, this is usually over $200,000), a car, expensive dental work, and so on. For these last 3, credit can be very helpful. Managing your money, ensuring you do not overallocate your funds is key to both saving and creating solid payment history/improving credit scores. No credit = low scores.