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Member Since: May 2014

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Credit card utilization and your credit score

Jul 24, 2014

You should play their game.  Take one of the cards you had been paying off monthly, leave a balance and pay it off in say 3 months.  Next quarter take another card and do the same while keeping the other cards with zero monthly balances.

In the three months you carried a balance, your finance charges should be minimum however your credit score will increase expeditiously.