007Bat

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Member Since: May 2014

Activity (1 Total Contributions)

Credit card utilization and your credit score

Jul 24, 2014

You should play their game.  Take one of the cards you had been paying off monthly, leave a balance and pay it off in say 3 months.  Next quarter take another card and do the same while keeping the other cards with zero monthly balances.

In the three months you carried a balance, your finance charges should be minimum however your credit score will increase expeditiously.