Citibank checking review: A checking account that could cost you

Written by: Renee Butler
• Updated •1 min read
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Citibank checking accounts at a glance

Citibank offers several types of checking accounts aimed at serving your everyday or “premium” banking needs. There’s a large fee-free network of bank branches and ATMs, but you’ll need to read the fine print and watch out for hidden fees.

Starting with its Basic Banking account, members get access to unlimited checking, in-person banking, fraud monitoring and digital tools.

What do I need to open a Citibank checking account?

Opening a Citibank checking account is easy. Any U.S. resident can apply online with their Social Security number, date of birth and home address.

Not sure if Citibank checking is right for you? Consider an alternative.

  • Discover Bank: If you want a checking account with cash back, Discover pays up to 1% on all debit card purchases (up to $3,000 monthly).
About the author: Renee A Butler is an experienced writer and consultant who helps explain complex ideas simply. For more than 15 years, she has been a leader in financial management, business strategy, and marketing. Butler has worked… Read more.