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Sparrow Rewards Mastercard®

Updated:

sparrow-cardImage: sparrow-card

152 reviews from Intuit Credit Karma members

4.4

Rating: 4.4 out of 5.

Annual Fee: $59 for the first year, $99 thereafter (billed at $8.25 per month)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Sparrow Rewards Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $714, with $300 being the most common.

Here’s the average credit score of members who matched their Sparrow Rewards Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%

The average credit score for members who have matched with this card or similar cards is 564, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

63.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$71,649

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.4

Rating: 4.4 out of 5.

152 reviews from Intuit Credit Karma members

Most helpful positive review

October 8, 2023

5

Rating: 5 out of 5.

it said my odds were poor on credit karma but they

Credit Karma Member

One of the few unsecured cards to give me an opportunity to repair my credit and I'm grateful.

Most helpful negative review

November 22, 2023

1

Rating: 1 out of 5.

Very Shady Card Company

Credit Karma Member

Was approved for the card thru credit karma. Tried to use it online after approval. Account was blocked and purchase was declined. Received an email that I would have to send in a copy of picture I.D. and proof of residence in order to get account unblocked. I sent in all the requested information. The next day the account was closed by sparrow. No clear answers as to why. The people that answered the phone where unprofessional. Very disappointed.

All member reviews