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First Latitude Elite Mastercard® Secured Credit Card

Updated:

image_315146Image: image_315146

124

reviews

1.6

Rating: 1.6 out of 5.

Great for a low security deposit

Annual Fee: $29

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 8% 3% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 8% 3% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 8% 3% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,232, with $300 being the most common.

Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 59% 22% 17% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 59% 22% 17% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 59% 22% 17% 1%

The average credit score for members who have matched with this card or similar cards is 584, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

50.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$72,684

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

1.6

Rating: 1.6 out of 5.

124

reviews

Most helpful positive review

April 6, 2024

4

Rating: 4 out of 5.

Secured Credit Card

Credit Karma Member

I have a Capital One, secured card, and have had no problems. It arrived on time as far as I remember and making payments online is a breeze. I paid the fee, got the card, used it, and made a payment. The only reason I didn't give it 5 stars is because they don't allow you to add additional funds to your card, even when you have paid ontime.

Most helpful negative review

January 13, 2024

1

Rating: 1 out of 5.

This is a SCAM

Credit Karma Member

They will take your money, offer you add additional fees and try to sell you on a transaction fee for $20 to get your card sooner. They NEVER sent me my credit card! They said there was something wrong with my address, yet they sent the my pin and other card information to my address. When I addressed them about it,!they wanted me to pay an $25 to receive my card saying it was an annual fee. When I asked for my money back, they said that they will mail me my money in 10 weeks. The guy over the phone was a master at the craft of deflection and sounded like a shady character. Every response was, it was written in your contract. I DO NOT recommend this card to anyone!

All member reviews