1. Credit Cards
  2. Insights
  3. First Latitude Elite Mastercard® Secured Credit Card

First Latitude Elite Mastercard® Secured Credit Card

Updated:

image_315146Image: image_315146

124

reviews

1.6

Rating: 1.6 out of 5.

Great for a low security deposit

Annual Fee: $29

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 0% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $408, with $200 being the most common.

Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 2% 63% 19% 15% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 2% 63% 19% 15% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 2% 63% 19% 15% 1%

The average credit score for members who have matched with this card or similar cards is 578, with 555 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

46.8%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

40 years

Average age of members who matched this card or similar cards.

$71,913

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

1.6

Rating: 1.6 out of 5.

124

reviews

Most helpful positive review

December 24, 2024

4

Rating: 4 out of 5.

It is a very good card to build your credit

— Credit Karma Member

Good for building credit…

Most helpful negative review

July 21, 2024

1

Rating: 1 out of 5.

UN PROFESSIONAL

— Credit Karma Member

Never received my card and since they took almost 3 months to send out my card which I haven’t received I immediately closed my account on may 24th 2024 been waiting for my direct deposit refund they claim it takes up to 13 weeks to receive back and claim I have to write a written letter claiming to get my so called refundable direct deposit back smh I call back on July 19th and they tell me my account was closed on July 7th smh what is going on credit karma shows it was closed may 24th 2024 they are keeping ppls money

All member reviews