First Latitude Elite Mastercard® Secured Credit Card

Great for a low security deposit

Annual Fee: $29
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,256, with $300 being the most common.

Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 585, with 563 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats
Updated daily

49.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years
Average age of members who matched this card or similar cards.

$73,345
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 6, 2024
Secured Credit Card
— Credit Karma Member
I have a Capital One, secured card, and have had no problems. It arrived on time as far as I remember and making payments online is a breeze. I paid the fee, got the card, used it, and made a payment. The only reason I didn't give it 5 stars is because they don't allow you to add additional funds to your card, even when you have paid ontime.
Most helpful negative review
June 19, 2024
zero stars disgusting thieves, BBB involved
— Credit Karma Member
They called me in beginning of april to tell me they suspected fraud, it5 was a $1 charge from walmart, it was me i told them it was not fraud, they knew better turned off my card, whien i called they got mad i told them it was not fraud and got very childish, i have recorded every call after, the supervisors are the worst, they would tease me and mock me like i was crying, i have the audio to prove it, they got cocky that they did not consent, but they are on a recorded line and where i live if one is recording all are allowed as it WAS announcewd it was being recorded, it has been over 2 and a half months, they never sent me a replacement card, and they kept trying to re word everythinbg, i cancelled my account after over 2 months of them refusing to let me access my money, it is aq prepaid card and they act like they are doing you a favor, i got it to raise my crediot, the last 3 months of their nonsense, my fico went from 733 to 548, they are childish snd to date thieves, The BBB suggested i may want to go to court with the audio i have, they treat you horrible and laugh at you for it, again the supervisors are the absolute worst, in the end they started switching my address to say oops wrong address they had right address i never requested it changed, they lie and treat customers like trash, io have the audio of SEVERAL CALLS if there were an upload sectiohn i would puyt it in here and i hope they read this, you should all avoid these scammers , they won't build your credit
