First Latitude Elite Mastercard® Secured Credit Card

Great for a low security deposit

Annual Fee: $29
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,232, with $300 being the most common.

Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 584, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats
Updated daily

50.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years
Average age of members who matched this card or similar cards.

$72,684
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 6, 2024
Secured Credit Card
— Credit Karma Member
I have a Capital One, secured card, and have had no problems. It arrived on time as far as I remember and making payments online is a breeze. I paid the fee, got the card, used it, and made a payment. The only reason I didn't give it 5 stars is because they don't allow you to add additional funds to your card, even when you have paid ontime.
Most helpful negative review
January 13, 2024
This is a SCAM
— Credit Karma Member
They will take your money, offer you add additional fees and try to sell you on a transaction fee for $20 to get your card sooner. They NEVER sent me my credit card! They said there was something wrong with my address, yet they sent the my pin and other card information to my address. When I addressed them about it,!they wanted me to pay an $25 to receive my card saying it was an annual fee. When I asked for my money back, they said that they will mail me my money in 10 weeks. The guy over the phone was a master at the craft of deflection and sounded like a shady character. Every response was, it was written in your contract. I DO NOT recommend this card to anyone!
