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Destiny® Mastercard® Cashback Rewards with a Higher Credit Limit

Updated:

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4

reviews

1.8

Rating: 1.8 out of 5.

Great for straightforward rewards

Annual Fee: $125

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Destiny® Mastercard® Cashback Rewards with a Higher Credit Limit or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $803, with $300 being the most common.

Here’s the average credit score of members who matched their Destiny® Mastercard® Cashback Rewards with a Higher Credit Limit or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 71% 19% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 71% 19% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 71% 19% 9% 0%

The average credit score for members who have matched with this card or similar cards is 566, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

60.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$72,964

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

1.8

Rating: 1.8 out of 5.

4

reviews

Most helpful positive review

July 13, 2024

4

Rating: 4 out of 5.

Not quite truthful

Credit Karma Member

While they claim high credit balance, it is the $500-125 annual fee. Have had no problems with transactions so far. I was able to get over credit limit just in case. Easy for me to place payments. Went out of state for Vaca and no problems with using it out of state. Not a bad card so far for trying to rebuild my credit. Make payments early to avoid extra interest on the balance.

Most helpful negative review

June 5, 2024

1

Rating: 1 out of 5.

Useless

Credit Karma Member

They lure you into high credit limit but it actually only $500 and they deduct $125, leaving you with only 325 and it’s so stressful adding it to ur Apple Pay for use right away. I couldn’t add mine and they told me to wait till I get the card in the mail. It’s not work the stress and the credit inquiries on ur credit report.

All member reviews