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Destiny® Mastercard® Cashback Rewards

Updated:

image_877278Image: image_877278

12

reviews

2.8

Rating: 2.8 out of 5.

Great for straightforward rewards

Annual Fee: $75 the first year; $99 thereafter (you may see different terms on Credit Karma)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Destiny® Mastercard® Cashback Rewards or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $705, with $300 being the most common.

Here’s the average credit score of members who matched their Destiny® Mastercard® Cashback Rewards or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 74% 17% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 74% 17% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 74% 17% 7% 0%

The average credit score for members who have matched with this card or similar cards is 559, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

63.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

45 years

Average age of members who matched this card or similar cards.

$75,398

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.8

Rating: 2.8 out of 5.

12

reviews

Most helpful positive review

December 26, 2024

4

Rating: 4 out of 5.

Be careful checking rate

Credit Karma Member

Be careful checking your rate because it will auto approve and open the account right away. If it says you have outstanding odds then accept that as your approval. If you want to take advantage of the offer then follow the process but once it’s done you’re in unless you close it out and you will still be on the hook for $125. I needed the extra credit to help my score so I added it anyway.

Most helpful negative review

December 16, 2023

1

Rating: 1 out of 5.

Do not check your rate it's a trap.

Credit Karma Member

I checked to see offer which was ridiculous $300 with a $75 enrollment. I didn't accept offer... received card anyway which I cut up. Then received statement saying I owed $75 for a card I didn't want or activate. Fraudulent!

All member reviews