Bloomingdale’s Credit Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Bloomingdale’s Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,754, with $1,000 being the most common.
Here’s the average credit score of members who matched their Bloomingdale’s Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 691, with 817 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
31.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
51 years
Average age of members who matched this card or similar cards.
$113,632
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 17, 2013
Approved
— Credit Karma Member
Applied online. $500 CL. CK score 656... After speaking with a credit representative that same day, they triple the CL. Now It's $1,500. Very nice merchandise, a lot of famous designers, great online website... Of course the interest is high, but for us, the credit re builders, we look beyond that...We look the big picture.
Most helpful negative review
April 13, 2020
Take the warnings seriously
— Credit Karma Member
I had this credit card for about 1 hour. I have been shopping at Bloomingdale’s for years and have spent thousands of dollars with them between cosmetics, fragrances, bedding, clothes, the works. I have almost always had a pleasant experience in store. I looked up the reviews for this card and did not heed the warnings thinking that my in store experience is the true sign of how my experience will be. I could not have been more wrong. When completing the application online it stated I needed to call into customer service and said I was calling for the Bloomingdale’s AMEX card. I have excellent credit, 100% payment history, no derogatory marks, and decent but not high income. The lowest credit limit I have ever been instantly approved for is $3500. The Bloomingdale’s credit card approved me for $500. I asked to confirm that this was the AMEX card. They declined stating I was approved for the Bloomingdale’s store card. This is the WORST approval I have ever received. Most purchases I have made are over $500 at Bloomingdale’s....so I guess they want me to buy socks? Despite this, I thought I would keep it thinking they would raise the credit limit in the future, and the points wouldn’t be bad. Well I spent an HOUR being transferred from one department to the next to get my account number so I could place an order online with the newly approved card. Each representative just wasted more time asking me questions that weren’t relevant. (Eg: what color and size jeans do I wear? - I wasn’t necessarily looking to buy jeans....I was looking into a Tom Ford fragrance). Finally after an hour, I spoke with a representative stating they are unable to provide account numbers over the phone. Then why did the prior representative transfer me to you stating you’re the only one that can release that information?! So! They offered to cancel my card, I eagerly agreed. This was a complete waste of my time, and I almost don’t want to do business with this company anymore. They have demonstrated their inability to assist customers over the phone in every department I was transferred to. And if this is the respect they give their loyal customers, then I think I can find better treatment elsewhere. HORRIBLE!