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Ashley Advantage® credit card

Updated:

32

reviews

2.1

Rating: 2.1 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Ashley Advantage® credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 28% 39% 6% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 28% 39% 6% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 28% 39% 6% 0%

The average credit limit for members who have matched with this card or similar cards is $5,163, with $6,000 being the most common.

Here’s the average credit score of members who matched their Ashley Advantage® credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 7% 15% 17% 44% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 7% 15% 17% 44% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 7% 15% 17% 44% 18%

The average credit score for members who have matched with this card or similar cards is 697, with 752 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

32.1%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$99,724

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.1

Rating: 2.1 out of 5.

32

reviews

Most helpful positive review

August 28, 2012

5

Rating: 5 out of 5.

 

Credit Karma Member

Good card. No problem with it. Paid in full without paying interest.

Most helpful negative review

May 24, 2024

1

Rating: 1 out of 5.

Credit Limit Reduction

Credit Karma Member

I have been a customer with Synchrony Bank’s Ashley Furniture credit card for some time, but I am extremely disappointed with the recent reduction in my credit limit. This change has increased my credit utilization ratio, negatively impacting my credit score despite my history of responsible account management. This unexpected decision has caused significant frustration, and I would advise potential customers to reconsider applying for this card due to the risk of sudden credit limit changes.

All member reviews