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Who this card is good for
The First Progress Platinum Select Mastercard® Secured Credit Card may be a good fit for someone who wants the combination of relaxed credit requirements and a moderate variable purchase APR. You should try to avoid carrying a balance, but if that’s not possible, the First Progress Platinum Select Mastercard® Secured Credit Card could save you money over other secured credit cards that charge higher purchase APRs.
But if you plan to pay your bill off in full every month, there are better secured credit card options. Deciding on the right one for you depends on your needs.