This offer is no longer available on our site: Discover it® Balance Transfer
Discover it® Balance Transfer: No longer taking applications

Great for transferring existing debt

Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,545, with $3,000 being the most common.

Here’s the average credit score of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 704, with 752 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Discover it® Balance Transfer is no longer available. For other options, check out our list of the best balance transfer cards.
Member stats
Updated daily

30%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

49 years
Average age of members who matched this card or similar cards.

$102,379
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 22, 2024
So excited to have been approved
— Credit Karma Member
I had just reached 748 on CK and they said my chances were good. I have 2 other cards with $4500 balance combined that I'm utilizing under 30% and no negatives on credit report. I thought I would take the chance and apply even if the reviews were not so good but surprisingly, I was approved in 60seconds for $11k! I was blown away!
Most helpful negative review
July 2, 2022
Misinformation
— Credit Karma Member
I applied (with excellent credit and recommended by Credit Karma) and was approved with a very low limit. There is no way to deny acceptance once you apply so I called and was told I could apply for a credit increase after 24 hours (the goal was to pay off an existing card with 0 interest for 18 mos). The next day I was asked additional credit information and transferred to a third person who told me I would actually be denied because the Discover policy requires the account be opened 6 months before allowing increases. Misinformation, misrepresentation. The application process should allow you to opt out once you see the credit line offered.