This offer is no longer available on our site: Discover it® Balance Transfer
Discover it® Balance Transfer: No longer taking applications
Great for transferring existing debt
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,492, with $3,000 being the most common.
Here’s the average credit score of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 700, with 748 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Discover it® Balance Transfer is no longer available. For other options, check out our list of the best balance transfer cards.
Member stats
Updated daily
30.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
48 years
Average age of members who matched this card or similar cards.
$101,353
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
July 19, 2023
Approved for large transfers
— Credit Karma Member
Seems people have problems getting approved for enough, which I have with other cards but not this one. I have two transfer cards with them now, one for 12k, second one for 8k. I think discover like older history more than younger history, more important than score. Mine was barely 700, upper 600s on the first one.
Most helpful negative review
December 27, 2023
Should've listened to the other reviews
— Credit Karma Member
I saw the reviews of the low credit limit and bad customer service and just wrote them off. I was wrong. I, too, was approved for 3k, when I have 5 other cards with 30k limits, plus a platinum. Almost 800 credit score, 150k a year income and house and cars paid for. Called twice and kept getting forwarded to a department that was closed. Denied for increase online. Chatted with 2 agents on the app and they literally didn't even read the 3 sentences I sent explaining my issues. A "balance transfer" card with a worthless limit AND it would not even let me transfer a balance ("unavailable at this time"). Please just trust me and skip this card. Creditkarma in good conscience should not even promote it. Was looking for an easy 3% loan and got swindled into a hard inquiry. Card immediately canceled and I will NEVER use discover again. Rant over.