This offer is no longer available on our site: Discover it® Balance Transfer
Discover it® Balance Transfer: No longer taking applications
Great for transferring existing debt
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,625, with $3,000 being the most common.
Here’s the average credit score of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 706, with 752 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Discover it® Balance Transfer is no longer available. For other options, check out our list of the best balance transfer cards.
Member stats
Updated daily
29.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
49 years
Average age of members who matched this card or similar cards.
$103,278
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 10, 2022
Respect oyur credit
— Credit Karma Member
When applying for this card CK said my approval odds were (fair) OK. Approved credit limit under 3K SMH...but I did have a few cards already with high balances make sense happy I got it. looking at the review's ppl need to learn how credit cards work do research don't just apply. The card you're interested in try finding out what might cause them to decline you. Too many Inquiries, high balances, car loans, definitely missed payments ect.. will cause you to be denied. Also at the time of me writing this review now CK says my chances of approval for this card (discover it) is poor. Go figure all I can say is when applying for any kind of credit pay attention to your credit history always pay on-time and let inquiries fall off before applying for more credit. this is what I do I'm never denied for anything I want. remember with building credit patience is a virtue good luck to you all. (My model is if I don't have the cash to pay won't use my credit to play)
Most helpful negative review
July 2, 2022
Misinformation
— Credit Karma Member
I applied (with excellent credit and recommended by Credit Karma) and was approved with a very low limit. There is no way to deny acceptance once you apply so I called and was told I could apply for a credit increase after 24 hours (the goal was to pay off an existing card with 0 interest for 18 mos). The next day I was asked additional credit information and transferred to a third person who told me I would actually be denied because the Discover policy requires the account be opened 6 months before allowing increases. Misinformation, misrepresentation. The application process should allow you to opt out once you see the credit line offered.