Gabi auto insurance review: Ability to compare multiple quotes in minutes

Man driving classic convertible insured by gabi auto insuranceImage: Man driving classic convertible insured by gabi auto insurance

In a Nutshell

Gabi is an online auto insurance broker that partners with insurance companies to help people find auto coverage and compare rates in just a couple of minutes. With Gabi you can also get quotes for other types of insurance and can identify opportunities for multi-policy discounts.

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted. Availability of products, features and discounts may vary by state or territory. Read our Editorial Guidelines to learn more about our team.
Advertiser Disclosure

We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.


Pros Cons

Ability to compare multiple quotes quickly 

Quoted rate may change

Referral program

Automatically recommends the cheapest policy, which may not be the best fit 

Licensed in all 50 states and Washington, D.C. 


What you need to know about Gabi auto insurance

Founded in 2016 and headquartered in San Francisco, Gabi is an online insurance broker that helps customers compare auto insurance rates from top insurance companies at no charge. 

Gabi partners with more than 40 insurers — including Progressive, Travelers, Safeco, Clearcover and Nationwide — to help drivers get multiple quotes for coverage and rates. In addition to auto insurance, companies in Gabi’s network offer quotes for landlord, renters, umbrella and home insurance. 

Ability to compare multiple quotes quickly

Gabi’s technology uses your account credentials for your current insurance policy or a PDF of your policy declaration page to access details on your existing insurance coverage. It then compares your current policy to quotes from its insurance company network to find the lowest rate. And if the companies in Gabi’s network can’t offer a cheaper policy, Gabi will let you know.

Gabi says it can do all of this in less than two minutes — unless its technology isn’t able to verify information about your current coverage automatically. If that happens, the process could take up to two days. But the wait could be worth it — Gabi states on its website that it’s typically able to save two-thirds of its customers money, with an average of $825 a year. 

One thing to keep in mind is that Gabi always recommends the policy with the lowest rates. While it may be tempting to immediately choose the cheapest policy, you’ll want to make sure the coverage and insurance company meet your needs.

Quoted rates might change

The quotes you initially receive are based on the information you provide when you sign up with Gabi. If the insurance provider you choose finds any discrepancies when it checks your driving record and insurance history, your quote might change. But before you buy a policy, you’ll have a chance to review the final quoted rate. 

Referral program

For every friend you refer to Gabi who signs up and gets a quote, Gabi will send you a $25 Amazon gift card (if you live in Maryland, you can’t get more than two gift cards). In order to qualify, your friend must be signing up with Gabi for the first time and have proof of existing insurance. 

A closer look at Gabi auto insurance

If you’re trying to decide if Gabi auto insurance is right for you, here are a few more things to consider.

  • Licensed in all 50 states — Gabi is a licensed broker in all 50 states and Washington, D.C. 
  • Top Better Business Bureau rating — Gabi has an A- rating from the Better Business Bureau. 
  • Offers motorcycle and RV insurance quotes — Gabi also offers motorcycle and RV insurance quotes, but you’ll need to contact a Gabi insurance agent for more info. 
  • Credit check might be required — Gabi doesn’t check credit scores during the quoting process, but some of the company’s insurance partners may do a soft credit pull as part of their approval process (this won’t affect your credit scores, though). 

Is an auto insurance policy through Gabi the right fit for you?

Gabi could be a good option if you’re short on time but want to shop around and see if you can get a better rate than what you’re currently paying for car insurance. It may also be ideal if you’re shopping for several types of insurance at once and want help identifying the best rates and potential discounts for bundling policies.

How to get an auto insurance quote through Gabi

To get quotes through Gabi, you’ll need to sign up for an account at, enter some information about your current auto insurance policy and connect your insurance account. Gabi will then provide multiple quotes that you can compare. 

Even though Gabi compares rates from more than 40 insurance providers, you may still want to do some insurance shopping with other carriers before you decide to switch to a policy through Gabi. This can help you make sure you’re buying the best possible policy for your insurance needs within your budget. Read our article on understanding car insurance quotes to learn more about quotes and comparing rates.

Not sure if an auto insurance policy through Gabi is right for you? Consider these alternatives.

If you aren’t sure if Gabi auto insurance is right for you, here are a couple of other insurance companies to consider. 

  • Metromile: Metromile may be ideal for someone who wants their insurance rates based largely on how many miles they drive.
  • Farmers Insurance: Auto insurance from Farmers could be good if you’re looking for a wide range of coverage options.

About the author: Sarah Archambault is a freelance writer based in New England. She enjoys learning new ways to spend money wisely and helping others figure out how to make smart financial decisions. Sara… Read more.