Woman sitting in a gray room with a book and laptop to learn about the ideal debt to income ration.

What is debt-to-income ratio and why does it matter?

When you apply for a mortgage, lenders look extensively at the past and current state of your finances. They review your debts and income to calculate a ratio of the two that is one factor in determining whether you qualify for a mortgage. Expressed as a percentage, your debt-to-income, or DTI, ratio is your all […]

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