Emily Starbuck Gerson

Emily Starbuck Gerson is a full-time freelance writer in San Antonio who’s been covering personal finance since 2007. She has written for numerous national publications and enjoys helping people make better decisions with their money. Emily has also written extensively about travel and LGBTQ+ issues, and she holds a bachelor’s degree in communications from The University of Texas at Austin. In her free time, she runs the blog ProfilesinPride.com.

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Woman sitting in a gray room with a book and laptop to learn about the ideal debt to income ration.

What is debt-to-income ratio and why does it matter?