A business credit score represents a company's ability to pay back debt. It's pretty similar to a personal credit score, but there are a few key differences.
For starters, business credit scores are typically based on a 0-to-100 scale instead of ranging from 300 to 850. A score of 75 or more is considered an excellent rating.
In addition, businesses often must apply to a business credit bureau to have their credit activity tracked. These bureaus include Dun & Bradstreet, Equifax Business, Experian Business and Business Credit USA.
Since businesses don't have Social Security numbers, they're instead tracked by their name, address and federal tax identification or employer identification number, also known as FIN or EIN, respectively.
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