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Image: Thoughtful woman in the park thinking about debt forgiveness and wondering if she can get it		 
			
	
	
				
			
Image: Image of a car key and hundred dollar bills against a light blue background. You'll have to think about what's right for you if you're wondering how to refinance your car loan.		 
			
	
	
			
	
	
				
			
Image: Group of young diverse college students smiling, talking and walking across campus		 
			
	
	
				
			
Image: If you're turning 26, health insurance is probably on your mind. A mom and young adult daughter talk and smile about it while on vacation.		 
			
	
	
				
			
Image: A mom helping her daughter move to college after getting a Parent PLUS loan		 
			
	
	
				
			
Image: Establishing credit, represented by the Statue of Liberty		 
			
	
	
				
			
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Image: Pensive young woman at laptop looking through window in living room		 
			
	
	
				
			
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Image: Businesswoman smiles after learning how to get a small-business loan		 
			
	
	
				
			
Image: Young male looking at his credit card in a sunny room, looking worried and wondering what a fraud alert is.		 
			
	
	
				
			
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Image: Credit card in hand, young woman works at home.		 
			
	
	
				
			
Image: Young man at home with his feet up on the couch, calling his bank about an overdraft fee.		 
			
	
	
				
			
Image: Young couple looking at their bills and struggling financially, wondering who to ask for help.		 
			
	
	
				
			
Image: Woman talks to her boss about changing jobs or getting a raise		 
			
	
	
				
			
Image: Smiling young woman resolved to pay off debt		 
			
	
	
				
			
Andrew Burton/Getty Images News/Getty Images North AmericaImage: A cornerstone of the Federal Reserve Bank of New York, who reported that U.S. household debt has climbed to record $13.15 trillion		 
			
	
	
				
			
Image: Saving in your 20s, represented by a tanning piggy bank		 
			
	
	
				
			
Image: Young women relaxing on a couch in a sunny room, looking at her phone with her laptop on her lap		 
			
	
	
				
			
Image: Woman checks her credit reports for a lender name change		 
			
	
	
				
			
Image: Young woman tossing confetti to celebrate the New Year and her financial New Year's resolutions		 
			
	
	
				
			
Image: Young woman sitting on steps in a marketplace, looking purposefully at the screen of her smartphone in her hands		 
			
	
	
				
			
Image: Woman researches tax lien online		 
			
	
	
				
			
Image: A woman in a yoga class gazes ahead while holding the warrior II position.		 
			
	
	
				
			
Image: Woman looking at her savings, hoping to shave off some of her debt in the new year with Credit Karma's 30-day debt loss challenge		 
			
	
	
				
			
Image: Man holding credit card while pondering penalty apr, trying to figure out what is penalty apr.		 
			
	
	
				
			
Photo of Federal Reserve Board Chairman Jerome Powell by Chip Somodevilla/Getty ImagesImage: Fed Chairman Jerome Powell testifies before Congress.		 
			
	
	
				
			
Image: Smiling woman with credit card online shopping at her home decorated with holiday cheer, happy that she's using her credit card rewards to help her pay for gifts and avoid holiday debt		 
			
	
	
				
			
Image: Donna helps her grandson tend the garden		 
			
	
	
				
			
Image: woman sitting at desk looking at laptop and wondering how long public records are available