Welcome to Credit Karma
We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now
Get help with your credit questions
Put your score to work.
Build towards your financial goals
Get The Right Resources
Features like our debt repayment calculator, credit score simulator and educational articles can help you make informed decisions.
Compare Great Offers
Let Credit Karma crunch the numbers to find credit offers based on your credit profile.
Learn More Before You Apply
Use Credit Karma's estimated Approval Odds before you apply.
Stay up-to-date on your credit
Free Credit Scores & Credit Reports
Update your score and report as often as once a week and track your progress over time.
Receive a clear overview of your credit report, starting with information highlighted for your review.
Understand the factors that can impact your credit score and learn what you can focus on to improve and maintain your credit health.
How does Credit Karma work?
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Joining Credit Karma only takes about two minutes.
Your privacy is verified through several layers of protection, certified by TRUSTe.