About Your Credit Report Card

The credit report card is an easy to understand summary of your credit report details. Use the credit report card to gain a better understanding of your credit history and how it impacts your credit health.

  • Simple Credit Comparisons
  • Easy to Understand Credit Metrics
  • No Hidden Fees & Always Free

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More About Your Consumer Credit Report

With the FACT Act, US consumers are entitled to one free credit report once per year from each of the credit bureaus (Equifax, TransUnion, Experian). Consumers can access this information via AnnualCreditReport.com. While this government site is a great resource, it does have some limitations. First, the site does not provide a credit score. Credit scores are important because they provide a standardized interpretation of all the information on a credit report. Second, the access is only good once per year for each of the bureaus. Most credit reports and scores change every 30 days, so this information can quickly grow stale. Last, there are no resources to help you understand the information on your credit report. Credit reports contain years of credit information on all of your credit accounts, so understanding all of the information can be a daunting chore.

That‘s the reason Credit Karma provides the credit report card. Credit Karma tries to address all three shortcomings with this tool.

  1. With Credit Karma, all members are provided with 100% free access to their credit score.
  2. Most consumers want to monitor changes to their credit over time, so Credit Karma allows members to check their credit score and credit report card every day.
  3. Credit Karma’s free credit report card was designed to read and interpret the most important aspects of a credit report and present that information in an easy to understand display, complete with grades and metrics on each of six important credit factors.

Register for free right now to see your Free Credit Report Card and credit score. There are never any hidden fees or obligations with Credit Karma.

WHAT CREDIT KARMA MEMBERS SAY

“Credit Karma helped me save over $3,000 on my credit card debt. It was quick and easy!”

– James, MA

“My credit score has gone up 43 points in a single month after following some of their advice!”

– Leslie, CA

“I love being able to get my credit score free every day. Thanks Credit Karma!”

– Susan, NJ

Credit Karma Features:

Always Free Credit Scores

Get your 100% free credit score instantly, securely, and safely.

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Find a Variety of Savings

Save money on everything including your credit cards, mortgage, auto loan, and more.

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Credit Report Card

Use the credit report card to compare and learn more about your credit report.

Find Out Your Grades...
Credit Karma™ Believes All Consumers Should Have Access to Free Credit Scores

A credit score is one of the most important components of a consumer's financial profile. At Credit Karma™, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Credit Karma™ has a wealth of tools and content to help consumers better understand how credit scores and credit reports work.

Credit Karma™ is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.