this was an easy application, fast response. I had my loan approval with 24-48 hours of application. Customer service was very nice
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Be prepared to notarize plenty of docs
I'm in my late 20s, I have excellent credit and only have a handful of credit cards, by choice (Chase Freedom, and 3 store specific ones). I get a nice decent amount of cash back using my Chase Freedom, but wanted to up my rewards factor and also get a credit card with no foreign fees or annual fees. I did a lot of research on which credit card to apply for, It was between Capital One SavorOne, Bank of America Travel Rewards and this one, I finally decided on the Wells Fargo Propel. I applied for this card on Thursday morning Oct 4th (easy application process), was automatically approved. Received the card in the mail on Saturday Oct 13. I started using it that day, so far I haven't had any issues using the card. I even called customer service to test them out....they were helpful and nice. Only bad thing I can say so far is that I'm not a fan of Wells Fargo's phone app, it needs to be updated, more user friendly, and less clunky. But that's on Wells Fargo not the card, why I still give this card 5 stars.
Great company to work with. D
i got a mailer from bbva about a personal loan and how easy it was to get. i have about $30k in unsecured debt on personal stuff - some self employment business stuff - and i need to spend some money on a little remodel in the guest bathroom. i dont mind debt....but i do mind messy debt....and thats where i was....a lot of little payments to a bunch of different entities and all at different interest rates. i went online and filled out the loan app and got a "congratulations" page within minutes - i decided to open an online checking account to save a point on the interest....which is HIGH (13%) on a 36 month unsecured note....but i am self employed and at this point ive given less information than you would on the back of a raffle ticket at the county fair:) but like i said....i got an approval within minutes....and then i stalled to actually decide if i wanted to go through with it....i decided i would beat the high interest rate by paying the loan down with higher payments made more often....so i finished the online acceptance and the same day - same hour - the loan funded. now i have 2 payments in my life....instead of 8.....and thats worth gold to me.
my ratings reflect the ease of application and funding. i know with ease came higher interest - but im self employed and its part of my job to look as poor as possible on paper (IRS) so loans are costly and applications daunting