I have the card for over a year now, even though I got behind on monthly payment once but still they gave me credit increase twice, 200$ each time every 5 months, great customer service. I disputed a fraud once, it was quick n they credited me the amount.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $36 the first year. Billed $3 per month thereafter
- Purchase Intro APR Not Applicable
- Purchase Regular APR 19.70%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
My bank thought payment to Merrick was fraudulent and declined a $500 payment. Merrick immediately closed account and sent to collections. They will not make it right. And there collection company they send it to is just as bad. Tried to schedule payment with them on certain date and they tried pulling the money same day upon making arrangement which money was not available yet.
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