I had 2 credit cards with low limits ($300 & $500) when I received a double your limit offer from Merrick Bank. The starting limit was $600 but would double if I paid the card on time for 6 months. Well I did and my limit doubled as promised. I have maintained my payment history and now have a limit of $1600 in a little over a year. Merrick has been good to me and I have had absolutely zero issues with the card. Keep your payments on time and you will be rewarded. Note: There is a $6 monthly fee which is the annual fee broken up over 12 months.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $36 the first year. Billed $3 per month thereafter
- Purchase Intro APR Not Applicable
- Purchase Regular APR 18.45%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Ask for a replacement credit twice. Both times never recieved them. Waited for nothing. They still had the audacity to continue charging me the $3/month annual fee when they refused to send me a replacement card. Today is the 28th of Feb, 2017. They claimed that the last time they sent the card was Jan 16, 2017. BS. Liars. I applied for a Capital One Platium on Sunday. Tuesday morning I get a email saying my card is on it's way.
I would not recommend even if trying to rebuild your credit. Try elsewhere first.
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