You will be charged 40.00 if you are one day late

i had a 600 deposit on one of these cards i filled for bankruptcy and the 600 on deposit wasnt taken from me in the bankruptcy so they closed the account and should have sent me a refund for the 600. the bankruptcy ended in november of 2022 i have called numerous times for my refund and first they told me that i would recieve it in 4-8 weeks and now they say the stopped refunding deposits last may and they have no time frame as to when i can receive my 600. this is illegal it is now february of 2023 and i dont know if i will ever get my money back

Multiple incorrect reporting tool my scores from 720/722 to the low 600. Keep my card under 30%. That doesn’t do anything if the person reporting it can tell between available credit and your balance I was denied my business loan. This is cost me at $8000 and on the first it’ll be another four months. I opened up a gym, signed a lease and had an equipment lease guaranteed as long as my credit score was above a certain number, they literally screwed me and close the doors on my business

Worst credit card ever got hit with 143$ worth of fees late payment when I didn’t even know I had charges on my account. Applied over a month and a half ago and still have not received my credit card. I don’t recommend this card to anyone.

I was approved and waited 25 days for the card to he told that they were having problems with the people making the cards. They couldn't tell me when the card would be sent at all. They didn't have a problem sending out the bill and charging me the interest for a card I hadn't even received. I cancelled the card. Ridiculous!!

It was a good card, but was recently bought out, they say they're sending a card and use the old one until I get it, but they deactivated the old one and never sent a new one, it's embarrassing trying to use my card at work and getting denied in front of everyone, don't bother with getting this card.

A rep named Nicole is horrible she hangs up and doesn’t understand how to do her job properly. She talks over customers and her attitude is nasty.

This is the most awful company ever merritt bank like to just add fees to the account and they don’t keep up with your payments and now I’m stuck with this card and caint wait to pay it off please think before you get yourself involved with this card and customer service is rude and they don’t care about any issues you have with this card so that’s my experience…

Been with these people for 3 years never missed a payment use my credit card to the limit because I was in a car accident and outwork for 6 months and they denied me credit increase with a 715 credit score.

Got my card in and it's basically a paper weight. Declines anytime i try to use it. I called customer service and they are not helpful whatsoever. She said i could pull out cash. Try pulling cash out but declined and it charged me to pull cash that i never even got. Checked to see if my card was locked or frozen nope. It just simply does not work. I was able to pay one bill with it now it DOES NOT WORK AND CUSTOMERS SERVICE IS TRASH. The merrick bank could careless about you as a customer.