So I got this card around January 2019 with a measly credit score of about 620. Wasn't sure I'd get it but I tried and they said, "Sure we'll give you a shot!" Had a limit of $500, I used it all the time and paid it off every month. 6 months of on time payments and they said they'd up my limit to $750. So after the sixth payment I'm like, "Yay! I get $750 as a limit!" Checked my account today to track my spending and was surprised to find my limit is now $3500!?!?! Well **** man! I like this card. Helped me get the Discover It! card too. It is now a champion in my book. Also my score is now 649 but that is because of a newer car. My pieces were falling off my old $1000 junk car so...
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 15 months
- Balance Transfer Regular APR 15.74% - 25.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 15 months
- Purchase Regular APR 15.74% - 25.74%* Variable
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I just pay it off weekly or biweekly. Use the points to get gift cards. Use it over my debit due to better fraud protection. I get a warning email if I tip too high at a restraunt.
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Sample Size: 964
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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