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jlee4868

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Will it help your credit score if you pay your cards off and not use them?

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Not really since (as explainwed in the articles) how you use the cards is a factor in computing your credit score.  Strive to pay in full every month.  You can put some cards to use paying a regularly occurring bill such as car insurance that you would be writing a check for.  I order pet food online and it is charged to one of my credit cards, Netflix to another, my nutrition supplements to another.  Think outside the box but keep the cards act ive and paid in full every- month so your score can go up.

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