Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
thaxone

0 Contributions
0 People Helped
Will creditors see my paid off balance if it hasn't updated in my credit report?
I paid off a card about 3 weeks ago and the balance has yet to update in my credit report. If I apply for a new card will the creditors be able to see it? the only reason why I am asking is because the balance is a low limit card and its at 95% utilization which is the difference between me having a 690 vs a 730ish score.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7097 Contributions
1382 People Helped

They will see what is on your credit reports, they have no idea of payments you've made that haven't changed the balances on your reports. You need to wait until your credit reports change.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.