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Desertcop

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Will an increase in my credit card help to raise my credit score or lower it?

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Top Contributor
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If you are able to get an increased credit limit, yoiur score should go up.  iF YOU  have not yet read the articles here, please make the time to do so. It will really benefit you for your life.

Top Contributor
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2 Factors

Depending on two things. If they pull a hard inquiry for that increase, that could hurt your score a little depending on how many inquireies you have on record, this might hurt a touch for a short time.  The other factor that changes is your avaiable/usage of credit will change.  This can only help if it moves you to a lower bracket. That is asuming you did not get the increase just to buy something, in which case it could hurt the A/V percentage.

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