Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
remoteanswer

0 Contributions
0 People Helped
wil lbe looking at cars at several dealerships harm my credit score?
dealer says it will not..is this true?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
935 Contributions
131 People Helped

As long as you do not provide your social security number and personal information, you can look at a hundred dealers and cause no harm to your credit.  The very minute you fill out an application and provide this personal information, the damage to your credit can vary.   The dealer will pull your credit themselves and if it results in a good pull, they will probably then have another firm or two work to determine what credit terms they will offer.   The worse your credit report looks, the more likely that the number of inquiries will increase as they try to arrange the financing for you.   The key is not to provide your information until you have made a decision, no matter how hard they try to get the information.  They may make reference to federal laws that require them to secure it, this is not the case as long as you are merely window shopping.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.