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Question By
JFiceS

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Why would my credit score decrease?
I have 3 credit cards and pay off the entire balance of each card every month, significantly before they are due. How could this cause me credit score to drop?

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Top Contributor
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You pay off the balance as shown on the credit card statement as soon as you get it?  GOOD!!!!

You keep track of everything you charge during a month and send that amount in when the bill comes in??  B*A*D!!!!!!!/

Credit is a *game* and it helps to learn how t o play is so you can benefit from good credit.  Please read the articles on this site so you CAN learn how it works.  That is the purpose of Credit Karma because too many people do not know how the credit game is played. 

Reply by
workworkwork1

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No one knows how the credit game is played.  One article might say paying your credit cards to 10% utilization will raise your score, but by how much?  The article does not say because no one really knows except the Secret Police (ie credit bureaus) and they're not telling.

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