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Question By
BarryStu

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Why is my credit score low?
I barely use my credit card. I make my payments ON TIME every month. & I only have one credit card. ( well there was one month where I missed the payment date, but within the next week I paid 300$ on it). I am a freshman student in college and as of right now, I have 4,000$ taken out in loans. Help me?

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