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Steven88girl

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Why is my credit going down? I have paid ALL of my payments on time. Frustrating!!

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becuase your utilization is too high? who knows off of the info you posted. credit isn't as simple as just making payments on time. 

http://www.myfico.com/crediteducation/whatsinyourscore.aspx

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Frustrated

I don't really understand.  I do make all payments always at least 2 times the amount per month.  I am never late with payments. 

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