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cbowlan

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Why is my age of credit history only 10 months? I've had loans and credit cards for years.
I have had 2 auto loans each for over a year at the same time as well as two separate credit cards for even longer than that. It used to show that I had 1 year and 2 months credit history (which is still not accurate) and now it's gone down to 10 months. Any reasons why?

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It is an average age of credit (sometimes debated of open or all reported).. So old auto loans will have no effect, most likely, as they are payed off and closed, if the cards are closed the same may apply depending on how long ago they closed.  If you have any new credit cards they will weigh down that average, especially if you only have a few.

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FICO scoring will factor in closed accounts to the average age of accounts. So you might want to check your FICO scores. As already said, what we are dealing with is AVERAGE age.

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