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Posted in Auto Insurance
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Question By
franz55

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why is full coverage such a ridiculous price at my age (23)
i have no accidents in past 5 years just two speeding tickets 10 mph over each time.

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Lets see

your age = 23   strike 1

1 speeding ticket strike 2

another speeding ticket strike 3

and you don't even say what kind of car you have.

you don't say what city or zip code you live in.

there are many factors that come into play and the speeding tickets did not help you at all along with your age.

look at selling your car/truck.   pay in full for a nice used car and then you won't pay as much.  

Would you rather have the Money or the Status?

Reply by
mar149

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Very Good answer!

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your age

Helpful to 6 out of 11 people

insurances factory in your age, tickets, and your car. since your a adult but still in the young side, they tend to over price there insurance vs someone of age above 24+. Also because of your speeding tickets not just one but 2 most insurance if all will charge you more since your considered a dangerous driver. now lets put ourselfs in their shoes. would i or you insure a driver with a low cost premiem with 2 speeding tickets hmm if he or she would to crash i would have to pay thousands if not even more for a misley 30-50 bucks a month for full coverage? answer is no. try switching insurance company and dont speed. why pay car payment plus a very high insurance rate on top of a ticket? 10 miles is alot over the speed limit. someone who drives speed limit has a higher survival rate in a crash for themself or with others then someone driving over the speed limit even if its 10

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23

Helpful to 0 out of 1 people

If you are a male under 25 you are the category that has that has proven over time to be the most wreckess of riers

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