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Why I was late on my payments?
A few years ago I was late on my payments on 4 creditors because I was caught up in a scam through my bank at that time and I lost all of the money in my checking and savings accounts.. The bank did nothing to help me and I had to literally start all over again. The amount was over $7000.00 but I did contact each creditor to let them know. Some of them worked with me and some did not. Since that time I paid off every one of the accounts. I just feel that Credit Karma should know the truth and assume that I did nothing.

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