Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
purpl3duck

1 Contribution
0 People Helped
Why do I have two different credit utilization percentages?
I have two different credit utilization percentages. If I look at the credit card page it shows 19% utilization, but when I look on the report card page it shows my utilization at 29%. Why is there at 10% swing?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Credit Karma Team
Top Contributor
2949 Contributions
4651 People Helped

Have you linked your credit card account to Credit Karma? If so, it can update your utilization whenever you log in. Your Credit Report Card, however, uses only data from your credit report. Your credit report is updated by your creditors once a month. You can use the side by side comparison to view your current data and the most recent date on your credit report.

1 Contribution
0 People Helped

I have everything linked to Credit Karma. I took a closer look and it looks like one account is not showing up my credit report card. I have another account through the same company and it shows up on the credit report card. I checked my Transunion report and both of them are reported.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.