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Posted in Auto Loans
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divorcing

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Why are negative accounts still on my credit report after 8 year's ? how do I get rid of them? fast?
was not touching my credit for 8 years recantly tried to purchase a car and was denied found out that I had old auto loans showing bad on my record has been closed for 8 years I hired lexington law to get rid of the items for 5 months and nothing has been taken off so now I want to take care of those items myself and don't know how to start ? Who to call or write? To get evrything removed? How long does it usually take? For items to be removed?

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Account Removal

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These accounts should be removed from your report seven years (and 6 month grace period) after the last payment or default.  All you need to do is log on to the credit bureaus and file a dispute.  This should be reviewed within 30 days and removed in another 30 -- though often this can happen much faster.  Note that this is removed 7 years after the last payment or disposition not 7 years from when they were opened.

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